New E-Book Released April 20, 2015 Reveals A Simple Step By Step Process, You Can Use To Create Wealth Using Your 401k or 403b Plan.

It is equally effective for use in other retirement accounts like IRA plans and profit sharing plans. It is based on cycles and risk management principles that are virtually unused by plan participants.


The concept of cyclicality implies predictability and predictability when applied to fund prices implies profits. Even the most scientific farmer using the best techniques, planting in season and reaping at the harvest is subject to the risks of nature. Viewing this cyclicality over the long term shows relatively consistent rewards.


If you follow the principles that will be taught, you may benefit from one of the most powerful concepts on earth, that of tax deferred compounding. I have been an investment advisor for about 46 years. One of my clients, Dr. Rudy Meiselman from Providence R.I. built his profit sharing plan from about $200,000 in the mid 1970’s to over $10,000,000 in ten years. He had added $500,000 over about a five year period. He retired in his fifties. After retiring for another 10 years his account grew to $20,000,000.  This book will tell you exactly how he did this.

The opportunities today are excellent. You can use inflation and recession to accumulate a fortune once you know how to stop fighting and start using the system. This book will be one of the most important investments of your time that you will ever make. I will make it easy for you by giving the book to you for free for a limited time.



If you doubt what I say,  

you are probably right.


It will take effort on your part to do a little homework to convince yourself that what will be given to you is true. You will also have to master your emotions and execute with discipline. If you do your part , I promise you that this investment will be very worthwhile. You can learn what others have to say about my first book on cycles published 37 years ago at www.nonrandomprofits.info.

401k and 403b

PLANS HAVE A PROBLEM!

A recent Dalbar Study, “A quantitative Analysis of Investor Behavior ( QAIB ) published in 2014 is the 20th annual edition of a report that examines the returns that investors realize in comparison to the returns mutual funds report.  Their studies show that over both the long and short term, fund holders earn less - in many cases - much less than the mutual fund performance reports suggest.

WHY?

Because fund participants purchased when the funds were reporting good performance, but sold when their holdings declined in value. Even when Peter Lynch managed the great Magellan Fund, average shareholder performance was poor in comparison to fund performance.  This is entirely attributable to investor behavior. If you want to retire comfortably, golf often and live wherever  you wish, you must act now and begin to embark on an effective plan.

Fewer than 5% of retirees are able to do this.  One percent are rich and an additional 4% can take care of themselves in retirement. The better plan is a payoff for doing a great job.

This is an easy decision. Don’t procrastinate. Act Now!